TBM Management System

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FinTech & Voice CommerceVoice-to-Invoice

TBM Management System

Client: SME'S In Rwanda

TBM (Terimbere Munyarwanda) is a specialized voice-to-invoice platform engineered to streamline business operations for local merchants and enterprise vendors..

01The Challenge

Small businesses and informal vendors lose significant time and revenue to manual, pen-and-paper record-keeping that fails to meet official regulatory standards.

02The Solution

Project TBM solves this by capturing spoken transactions to auto-generate digital invoices, immediately protecting small merchants from compliance penalties while building the verified transaction history needed to secure formal bank loans..

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